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First Steps · Romanians Living in the UK · Updated April 2026

Your First 30 Days in the UK as a Romanian: What to Do and In What Order (2026)

Romanians who have just moved to the UK must complete several time-sensitive registrations in their first 30 days — including applying for a National Insurance number, registering with a GP, and notifying their local council — each with its own process, timeline, and order of priority.

A couple settling into a new UK home after moving from Romania

If you have just moved to the UK, the first 30 days are essential for getting your administrative situation in order. There are several important tasks to complete: applying for a National Insurance number, registering with a GP, opening a bank account, and notifying your local council. Each has its own process and its own right moment. Done in the correct order, they save time and prevent problems that are common precisely because most new arrivals do not know the sequence.

Your first 30 days: the priority checklist

Not everything in your first month is equally urgent. Some tasks must happen in the first week; others have a three-year window. The checklist below separates them by priority so you can work through them in the right order rather than in the order they occur to you.

Priority checklist — first 30 days

  • 1
    Apply for your National Insurance number Urgent Online via gov.uk as soon as you have a UK address. Free. Takes around 20 minutes. NINO arrives by letter in 3–4 weeks. See: How to get a National Insurance number →
  • 2
    Register with a GP Urgent No NINO or BRP required. Find your nearest accepting practice via the NHS website and register online, by phone, or in person. See: NHS guide for Romanians →
  • 3
    Open a UK bank account Urgent Monzo, Starling, or Wise can be opened on day one using your passport and a UK address. No UK credit history required. See: Opening a UK bank account as a Romanian →
  • 4
    Register for council tax Week 1 Liability starts the day you move in. Contact your local council to set up payment. If you live alone, apply immediately for the 25% single-person discount. See: Council tax explained →
  • 5
    Get a UK SIM card Week 1 Three, Giffgaff, and EE all offer pay-as-you-go SIMs available the same day from high street shops. A UK number is needed for most account verifications.
  • 6
    Sort your commute Week 1 In London: set up an Oyster card or use contactless. Outside London: check your local bus and rail apps. A railcard can reduce train fares by a third if you commute regularly.
  • 7
    Check your driving licence exchange deadline Month 1 You have three years from becoming a UK resident to exchange your Romanian licence for a UK one. No retest required. The clock starts from your residency date, not your arrival date. See: Converting your Romanian driving licence →

National Insurance number: apply as soon as you have an address

Your National Insurance number is the reference the UK tax system uses to track your earnings, income tax payments, and National Insurance contributions. Without it on record, your employer will deduct tax on an emergency code — usually higher than your correct rate — and your contributions will sit in a holding account rather than being credited to your National Insurance record.

The application is entirely online via gov.uk and takes around 20 minutes. You will need your passport or BRP and a UK address. There is no fee and no interview. Your NINO is sent by post, typically within three to four weeks of a successful application.

You can start work before your NINO arrives. Your employer will use a temporary reference in the meantime. Once your NINO is issued, give it to payroll and your contributions will be correctly recorded going forward. There is no legal requirement to delay starting work while waiting for your NINO letter.

One important nuance: the NINO application asks for your nationality, immigration status, and employer details. Answer accurately. There is no advantage to omitting information, and inaccuracies can delay processing. If you have not yet started work at the time of application, that is fine — you can still apply.

Full guide

Everything you need to know about applying for a National Insurance number in the UK — the process, documents, timeline, and what to do if your letter does not arrive.

NINO guide →

GP registration: do this before your BRP arrives

Registering with a GP is one of the most important things you can do in your first week in the UK, and one of the most commonly delayed — because many Romanians assume they need their BRP card or National Insurance number first. They do not.

Under NHS rules, GP surgeries cannot refuse to register a patient solely because they lack a BRP, NINO, or proof of address. You are entitled to register as soon as you have a UK address. In practice, some surgeries do ask for these documents — this is outside the rules, and if a practice refuses you on this basis, you can report it to NHS England.

To find a GP surgery accepting new patients, use the NHS website (nhs.uk/service-search/find-a-gp) and filter by your postcode. Most practices allow you to register online. You will be asked your name, date of birth, address, and whether you have an NHS number — if you do not have one yet, say so; the surgery will assign one. Your first appointment may take a week or two to come through, which is another reason to register as early as possible.

If you need urgent medical care before you are registered: Use NHS 111 (by phone or online at 111.nhs.uk) for non-emergency urgent advice. For emergencies, go to A&E or call 999 — emergency treatment is free for everyone in the UK regardless of registration status.

The Immigration Health Surcharge you paid as part of your visa application gives you full NHS access from the moment you arrive. This covers GP appointments, hospital treatment, mental health services, and maternity care. Prescriptions are charged at a standard flat rate (currently £9.90 per item in England as of 2026) unless you qualify for an exemption. Dental treatment is charged separately on NHS dental bands.

Full guide

What the NHS covers for Romanians, how to register with a GP, prescription charges, dental access, and when private health insurance is worth considering.

NHS guide →

Bank account: which options work on day one

Opening a UK bank account is straightforward if you know which route to take. The mistake most new arrivals make is going to a high street bank first — traditional banks typically require a UK credit history, proof of address (often a utility bill, which you won't have yet), and sometimes a local payslip. For someone who arrived last week, none of these are available.

The faster route is a digital bank. Monzo, Starling, and Wise all offer full UK current accounts that can be opened using a passport and a UK address. No credit history is needed. The application is done through a smartphone app and typically takes 24 to 48 hours. Once open, you receive a debit card by post (usually within three to five working days) and can use the account immediately via the app for contactless payments and transfers.

Each has slightly different strengths. Monzo and Starling function as full current accounts with sort codes and account numbers, making them straightforward for salary payments and direct debits. Wise is particularly strong if you are sending money between the UK and Romania, offering real mid-market exchange rates with low fees. Many Romanians use Wise for international transfers and Monzo or Starling as their primary UK account.

What you need to open a digital bank account: a valid passport, a UK address (your tenancy agreement or a letter from your employer confirming your address will work), and a UK phone number for verification. You do not need a NINO, a BRP, a utility bill, or a UK credit history.

Full guide

A full comparison of UK bank account options for Romanians — digital banks, high street banks, and when to consider switching once you have settled in.

Bank account guide →

Council tax: register immediately and check your discount

Council tax is a local authority charge that funds services including bin collection, street lighting, local roads, and some social services. It is charged per property, not per person, and liability falls on whoever is the responsible adult occupier — which means you, from the day you move in.

Council tax bands are set by the government based on property value and vary by local authority. To find out what your property is banded at and what your local rate is, search your postcode on the Valuation Office Agency website (voa.gov.uk). Payment is typically made in ten monthly instalments from April to January, though you can request twelve instalments if that suits your budget better.

To register, contact your local council directly — search "[your council name] council tax" and look for the online registration form. You will need your address, move-in date, and your landlord's details if renting. The council will write to you confirming your band and annual charge.

The 25% single-person discount: If you are the only adult living in the property, you are entitled to a 25% reduction in your council tax bill. This is not automatic — you must apply for it through your local council. Many new arrivals pay full rate for months simply because nobody told them this discount exists. Apply as soon as you register.

Students in full-time education are fully exempt from council tax. If you live with one full-time student as the only other adult, you still qualify for the 25% discount as the sole non-student adult. A property occupied entirely by full-time students pays no council tax at all.

Full guide

How council tax bands work, how to calculate your bill, all available discounts and exemptions, and what to do if you think your band is wrong.

Council tax guide →

Getting oriented: SIM, transport, and the first week

Alongside the registrations above, a few practical steps in the first week make everything else significantly easier.

Get a UK SIM card

A UK phone number is required for almost every account verification process — banking apps, council portals, NHS online registration, and employer payroll systems all use SMS verification. Without a UK number, these processes become slower and sometimes impossible. Three, Giffgaff, and EE all sell pay-as-you-go SIMs in supermarkets and high street shops for a few pounds. Activate it the same day you arrive if possible.

Set up your transport

In London, the most efficient way to pay for public transport is contactless — either a bank card or a registered Oyster card. Oyster is worth registering online so that if you lose it, your credit is not also lost. Outside London, transport varies significantly by city. Most major cities have their own apps and smart ticketing systems — in Manchester this is the Bee Network app, in Birmingham the West Midlands Bus app, in Edinburgh Lothian Buses. Download the relevant app in your first week rather than relying on cash or paper tickets.

Register your address with the Romanian Consulate

Romanians living in the UK can register their foreign address with the Romanian Consulate General in London via econsulat.ro. This is not compulsory, but it simplifies later consular services — passport renewals, document apostilles, and absentee voting — significantly. If you intend to remain in the UK for more than a year, it is worth doing in your first month.

The first 30 days in the UK are primarily about organisation. Most of the processes are not complicated, but they require knowing when and how to approach them. Following the correct order avoids delays, unnecessary costs, and administrative bottlenecks that can arise otherwise.

The British system assumes a level of prior knowledge that most new arrivals simply do not have. What appears complex from the outside is usually straightforward once you follow the correct route. The guides linked throughout this article go further into each topic — use them as your reference as each task comes up.

If something in this guide has changed or does not match your experience, the contact form is at the bottom of every page — corrections are applied quickly.

Frequently asked questions

Your first priority is to apply for a National Insurance number online via gov.uk — you can do this as soon as you have a UK address, with no waiting period. Register with a GP surgery in your area at the same time, as this does not require your NINO or BRP. Open a bank account with a digital bank such as Monzo or Starling using your passport, and notify your local council that you have moved into your property to begin council tax registration. These four tasks form the core of your first week.
Yes. GP registration does not require a National Insurance number, a BRP card, or proof of address. You can register with a GP surgery as soon as you have a UK address by completing their registration form online, by phone, or in person. Some practices ask for ID documents despite this not being a formal requirement — if a surgery refuses to register you without a NINO or BRP, you can report this to NHS England.
You apply for a National Insurance number online via gov.uk. The application itself takes around 20 minutes. Your NINO is sent by letter, typically within three to four weeks of a successful application. You can start work before it arrives — your employer will use a temporary reference — but your NINO must be in place for your tax and National Insurance contributions to be recorded correctly against your record.
Monzo, Starling, and Wise all offer accounts that can be opened using a passport and proof of address, with no UK credit history required. These digital banks are generally the fastest to open — often within 24 to 48 hours of application. Traditional high street banks typically require more documents and may decline applicants without a UK credit history. Most Romanians use a digital bank initially and switch to or add a traditional account later if needed.
Council tax liability begins from the day you move in as the responsible adult occupier. You are expected to contact your local council to register and set up payment, though most councils will not pursue arrears aggressively in the first few weeks. If you are the only adult in the property, apply immediately for the 25% single-person discount — many new residents are unaware of this and overpay for months. Students in full-time education are fully exempt from council tax.
If you paid the Immigration Health Surcharge as part of your visa application, you have full NHS access from the moment you arrive in the UK. You do not need to wait for your NINO, BRP, or any other document. Register with a GP surgery as soon as you have a UK address. For emergencies, go to A&E or call 999 — emergency treatment is free for everyone regardless of registration status. For non-emergency urgent issues before GP registration, use NHS 111.
For the National Insurance number application: your passport or BRP and a UK address. For GP registration: no documents are legally required, though having your passport available is useful. For opening a digital bank account: your passport and a UK address (a tenancy agreement or utility bill). For council tax registration: your address and move-in date. You do not need your NINO for any of these first steps.

This guide is for general informational purposes. NHS rules, council tax rates, and government application processes can change. Always verify current requirements on gov.uk, nhs.uk, and your local council's website before relying on specific details. Last verified: April 2026.

Key facts
  • NINO application: free, online, ~20 minutes
  • GP registration: no NINO or BRP required
  • Digital bank: open within 24–48 hours
  • Single-person council tax discount: 25%

Ruxandra Maria

Expat Contributor & Writer · movingtotheuk.co.uk

Romanian expat with over 30 years of cross-border experience. These guides are grounded in lived experience and checked against current UK government sources. About Ruxandra →