Healthcare services for everyone living in the UK

Navigating the NHS as a new arrival takes time. Whether you need a private GP while you wait for NHS registration, international health insurance that covers UK treatment, or specialist care for a specific condition — this directory covers providers who regularly see and understand international patients.

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Questions & answers

Frequently asked questions

Common questions from expats and new arrivals navigating healthcare in the UK.

You can register with any NHS GP practice that is accepting new patients in your area — there is no requirement to use the practice closest to your home. You will need to provide proof of your address, but you do not need a visa, passport or National Insurance number to register. Practices cannot refuse to register you solely on the basis that you are a foreign national. In the meantime, many private GP services offer same-day appointments while you wait for NHS registration to complete.
Most people on a visa of more than six months will have paid the Immigration Health Surcharge (IHS) as part of their visa application, which entitles them to the full range of NHS services at no extra cost — the same as a UK citizen. If you are from a country with a reciprocal healthcare agreement with the UK, you may also be covered. Those on short-term or visitor visas are generally charged for NHS treatment, so private health insurance is strongly recommended.
The IHS gives you full access to NHS care, so private health insurance is not strictly necessary. However, many expats choose to take out private medical insurance to access faster specialist appointments, avoid NHS waiting lists, get private hospital rooms, and have access to treatments not always available on the NHS. International health plans from providers like Cigna Healthcare can also provide continuity of cover if you move countries again.
Via the NHS, your GP is the first point of contact — they can refer you to talking therapy services (IAPT) or specialist mental health teams. NHS waiting times for therapy can be significant in some areas. For faster access, private therapists, online therapy platforms and charities such as Mind offer support without a referral. If you are in crisis, you can call NHS 111, contact the Samaritans on 116 123 (free, 24/7), or go to your nearest A&E.
It depends on your policy. Some international health insurance plans provide global coverage including the UK, but domestic health plans from most countries will not cover treatment abroad. You should check your policy carefully and contact your insurer to confirm what is covered. If your home country insurance does not cover UK treatment, an international health plan or top-up cover from a UK provider is worth considering — especially if your stay is longer term.
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